.fc-calculator{
  --red:#E8190F;--red-deep:#C0120A;--red-soft:#FEF2F1;--red-glow:rgba(232,25,15,.15);
  --black:#111111;--ink:#1E1E1E;--slate:#555;--mist:#909090;--fog:#C5C5C5;
  --white:#FFFFFF;--off-white:#F8F7F5;--stone:#F2F1EE;--pebble:#E5E4E0;
  --gold:#B8922A;--gold-soft:#FBF6EB;
  --om:#1B5E20;--met:#1A237E;--san:#0055AA;
  --sans:inherit;
  --serif:inherit;
  --r:6px;--r-lg:12px;--r-xl:20px;
  --sx:0 1px 4px rgba(0,0,0,.06);--sm:0 2px 12px rgba(0,0,0,.08);--scard:0 2px 16px rgba(0,0,0,.07),0 0 0 1px rgba(0,0,0,.04);
}

.fc-calculator { background: var(--off-white); color: #575a7b; font-family: inherit; line-height: 1.65; -webkit-font-smoothing: antialiased; margin-left: calc(50% - 50vw); margin-right: calc(50% - 50vw); width: 100vw; max-width: 100vw; }
.fc-calculator .loading { text-align: center; padding: 48px 24px; color: var(--mist); font-size: 14px; }
.fc-calculator .loading i { display: block; font-size: 28px; margin-bottom: 12px; color: var(--red); animation: fc-spin 1s linear infinite; }
@keyframes fc-spin { to { transform: rotate(360deg); } }
.fc-calculator, .fc-calculator *, .fc-calculator *::before, .fc-calculator *::after {box-sizing:border-box;margin:0;padding:0}
.fc-calculator { scroll-behavior: smooth; }
.fc-calculator .hero {background-color:var(--black);background-position:center center;background-size:cover;background-repeat:no-repeat;position:relative;overflow:hidden;min-height:360px;display:flex;font-family:inherit;color:#fff}
.fc-calculator .hero-overlay {position:absolute;inset:0;background:radial-gradient(ellipse 55% 130% at 85% 45%,rgba(232,25,15,.12) 0%,transparent 65%),linear-gradient(-90deg,transparent,rgba(20,33,43,.62) 65%),rgba(17,17,17,.52),linear-gradient(rgba(255,255,255,.012) 1px,transparent 1px) 0 0/44px 44px,linear-gradient(90deg,rgba(255,255,255,.012) 1px,transparent 1px) 0 0/44px 44px;pointer-events:none}
.fc-calculator .hero-inner {position:relative;z-index:1;display:flex;align-items:flex-end;width:100%;padding:68px 6% 0;gap:44px}
.fc-calculator .hero-copy {flex:1;padding-bottom:68px}
.fc-calculator .hero .section-title02 .small-title { margin-bottom: 1.25rem; }
.fc-calculator .hero .section-title02 h1 { color: #fff; }
.fc-calculator .hero-desc {font-size:1.1rem;color:rgba(255,255,255,.95);max-width:36em;line-height:1.6;margin-bottom:32px;font-weight:400}
.fc-calculator .hero-tags {display:flex;flex-wrap:wrap;gap:8px}
.fc-calculator .htag {display:flex;align-items:center;gap:7px;border:1px solid rgba(255,255,255,.1);padding:7px 14px;font-size:11px;color:rgba(255,255,255,.5);letter-spacing:.04em}
.fc-calculator .htag i {font-size:13px;color:var(--gold)}
.fc-calculator .hero-stats {display:flex;align-items:flex-end;gap:8px;flex-shrink:0}
.fc-calculator .hstat {background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.09);border-bottom:none;padding:20px 22px;text-align:center;width:114px}
.fc-calculator .hstat.hi {background:var(--red);border-color:var(--red)}
.fc-calculator .hstat-n {font-family:inherit;font-weight:800;font-size:26px;color:#fff;line-height:1;letter-spacing:-2px}
.fc-calculator .hstat-l {font-size:9px;color:rgba(255,255,255,.4);margin-top:5px;letter-spacing:.08em;text-transform:uppercase;font-family:inherit;font-weight:600}
.fc-calculator .hstat.hi .hstat-l {color:rgba(255,255,255,.65)}
.fc-calculator .hero-strip {height:3px;background:linear-gradient(90deg,var(--red) 0%,#FF4538 45%,var(--gold) 100%)}
.fc-calculator .fc-progress {background:#fff;border-bottom:1px solid var(--pebble);height:auto;overflow:visible;border-radius:0}
.fc-calculator .prog-inner {max-width:860px;margin:0 auto;display:flex;align-items:center;padding:18px 6%}
.fc-calculator .ps {display:flex;flex-direction:column;align-items:center;gap:5px;flex-shrink:0}
.fc-calculator .pd {width:30px;height:30px;min-width:30px;min-height:30px;border-radius:50%;border:1.5px solid var(--fog);display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:600;color:var(--fog);background:#fff;transition:all .3s;font-family:var(--sans);line-height:1}
.fc-calculator .pd.active {border-color:var(--red);color:var(--red);background:var(--red-soft)}
.fc-calculator .pd.done {border-color:var(--red);background:var(--red);color:#fff}
.fc-calculator .pl-lbl {font-size:9px;font-weight:600;color:var(--fog);white-space:nowrap;transition:color .3s;letter-spacing:.08em;text-transform:uppercase;font-family:var(--sans)}
.fc-calculator .pl-lbl.active {color:var(--red)}
.fc-calculator .pl-lbl.done {color:var(--red)}
.fc-calculator .pline {flex:1;height:1px;background:var(--pebble);margin-bottom:20px;transition:background .3s}
.fc-calculator .pline.done {background:var(--red)}
.fc-calculator .main {max-width:860px;margin:0 auto;padding:44px 6% 100px}
.fc-calculator .step {display:none}
.fc-calculator .step.active {display:block}
.fc-calculator .shd {margin-bottom:32px}
.fc-calculator .shd.section-title02 .small-title { margin-bottom: 1.25rem; }
.fc-calculator .shd.section-title02 h2 { color: #14212B; }
.fc-calculator .shd-lead {font-size:1.1rem;color:#575a7b;max-width:36em;line-height:1.6;margin-top:1.25rem;margin-bottom:0;opacity:.95}
.fc-calculator .f-callout {background:var(--ink);border-radius:var(--r-lg);padding:20px 24px;margin-bottom:20px;display:flex;align-items:center;gap:18px}
.fc-calculator .fc-icon {width:42px;height:42px;background:rgba(232,25,15,.12);border:1px solid rgba(232,25,15,.2);display:flex;align-items:center;justify-content:center;font-size:18px;color:var(--red);flex-shrink:0;border-radius:var(--r)}
.fc-calculator .fc-text strong {color:rgba(255,255,255,.82);font-size:13px;display:block;margin-bottom:3px;font-family:inherit;font-weight:700}
.fc-calculator .fc-text p {font-size:12px;color:rgba(255,255,255,.4);line-height:1.7;font-family:var(--sans)}
.fc-calculator .card {background:#fff;border:1px solid var(--pebble);border-radius:var(--r-xl);padding:30px 32px;margin-bottom:18px;box-shadow:var(--scard)}
.fc-calculator .card-lbl {font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.16em;color:var(--mist);margin-bottom:16px;display:flex;align-items:center;gap:10px;font-family:var(--sans)}
.fc-calculator .card-lbl::after {content:"";flex:1;height:1px;background:var(--pebble)}
.fc-calculator .cvr-grid {display:grid;grid-template-columns:repeat(auto-fill,minmax(104px,1fr));gap:8px;margin-bottom:6px}
.fc-calculator .cov-card {border:1.5px solid var(--pebble);padding:13px 8px;text-align:center;cursor:pointer;background:#fff;transition:all .18s;position:relative;user-select:none;border-radius:var(--r)}
.fc-calculator .cov-card:hover {border-color:var(--red);background:var(--red-soft)}
.fc-calculator .cov-card.sel {border-color:var(--red);background:var(--red);box-shadow:0 4px 18px var(--red-glow)}
.fc-calculator .cov-card input {position:absolute;opacity:0;width:0;height:0}
.fc-calculator .cov-card .ca {font-family:inherit;font-weight:700;font-size:15px;color:var(--ink);line-height:1;transition:color .18s}
.fc-calculator .cov-card.sel .ca {color:#fff}
.fc-calculator .cov-card .cs {font-size:9px;color:var(--mist);margin-top:4px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;font-family:var(--sans);transition:color .18s}
.fc-calculator .cov-card.sel .cs {color:rgba(255,255,255,.6)}
.fc-calculator .ferr-inline {font-size:11px;color:var(--red);display:none;margin-top:6px}
.fc-calculator .type-grid {display:grid;grid-template-columns:1fr 1fr;gap:10px}
.fc-calculator .type-card {border:1.5px solid var(--pebble);border-radius:var(--r-lg);padding:18px 16px;cursor:pointer;background:#fff;transition:all .18s;display:flex;align-items:flex-start;gap:13px;position:relative}
.fc-calculator .type-card:hover {border-color:var(--red);background:var(--red-soft)}
.fc-calculator .type-card.sel {border-color:var(--red);background:var(--red-soft)}
.fc-calculator .type-card input {position:absolute;opacity:0}
.fc-calculator .tc-ico {width:38px;height:38px;border-radius:10px;background:var(--stone);display:flex;align-items:center;justify-content:center;font-size:18px;color:var(--slate);flex-shrink:0;transition:all .18s}
.fc-calculator .type-card.sel .tc-ico {background:var(--red);color:#fff}
.fc-calculator .tc-n {font-size:13px;font-weight:600;color:var(--ink);margin-bottom:2px}
.fc-calculator .tc-s {font-size:12px;color:var(--mist)}
.fc-calculator .tc-chk {width:18px;height:18px;border-radius:50%;border:1.5px solid var(--fog);display:flex;align-items:center;justify-content:center;margin-left:auto;margin-top:1px;flex-shrink:0;font-size:10px;color:transparent;transition:all .18s}
.fc-calculator .type-card.sel .tc-chk {background:var(--red);border-color:var(--red);color:#fff}
.fc-calculator .mem-hd {display:flex;align-items:center;gap:8px;margin:22px 0 10px;font-size:9px;font-weight:700;color:var(--mist);text-transform:uppercase;letter-spacing:.16em;font-family:var(--sans)}
.fc-calculator .mem-hd i {font-size:13px;color:var(--red)}
.fc-calculator .mem-hd::after {content:"";flex:1;height:1px;background:var(--pebble)}
.fc-calculator .mem-cap {margin-left:4px;font-size:9px;background:var(--stone);padding:2px 8px;border-radius:20px;color:var(--fog);border:1px solid var(--pebble)}
.fc-calculator .mrow {background:var(--stone);border:1px solid var(--pebble);border-radius:var(--r-lg);padding:11px 13px;margin-bottom:8px;display:grid;grid-template-columns:1fr 1fr 1fr 32px;gap:9px;align-items:end}
.fc-calculator .mf label {font-size:9px;font-weight:700;color:var(--mist);text-transform:uppercase;letter-spacing:.1em;display:block;margin-bottom:3px;font-family:var(--sans)}
.fc-calculator .mf input, .fc-calculator .mf select {font-size:13px;padding:8px 10px;border:1px solid var(--pebble);border-radius:var(--r);background:#fff;color:var(--ink);width:100%;font-family:var(--sans);transition:border-color .18s}
.fc-calculator .mf input:focus, .fc-calculator .mf select:focus {outline:none;border-color:var(--red)}
.fc-calculator .rm-btn {width:30px;height:30px;border:1px solid var(--pebble);border-radius:var(--r);background:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;color:var(--mist);font-size:13px;transition:all .18s}
.fc-calculator .rm-btn:hover {background:var(--red);border-color:var(--red);color:#fff}
.fc-calculator .add-btn {width:100%;padding:10px;border:1.5px dashed var(--pebble);border-radius:var(--r-lg);background:transparent;font-size:11px;font-weight:500;color:var(--mist);cursor:pointer;display:flex;align-items:center;justify-content:center;gap:7px;transition:all .18s;font-family:var(--sans);letter-spacing:.04em}
.fc-calculator .add-btn:hover {border-color:var(--red);color:var(--red);background:var(--red-soft)}
.fc-calculator .fg {display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.fc-calculator .fg.c1 {grid-template-columns:1fr}
.fc-calculator .f {display:flex;flex-direction:column;gap:5px}
.fc-calculator .f label {font-size:9px;font-weight:700;color:var(--slate);text-transform:uppercase;letter-spacing:.12em;font-family:var(--sans)}
.fc-calculator .f input, .fc-calculator .f select {font-size:14px;padding:12px 13px;border:1.5px solid var(--pebble);border-radius:var(--r);background:#fff;color:var(--ink);font-family:var(--sans);transition:border-color .18s,box-shadow .18s;-webkit-appearance:none}
.fc-calculator .f input:focus, .fc-calculator .f select:focus {outline:none;border-color:var(--red);box-shadow:0 0 0 3px var(--red-glow)}
.fc-calculator .f input::placeholder {color:var(--fog)}
.fc-calculator .ferr {font-size:11px;color:var(--red);display:none;margin-top:2px}
.fc-calculator .fnote {font-size:11px;color:var(--mist);margin-top:3px}
.fc-calculator .btn-row {display:flex;align-items:center;justify-content:space-between;margin-top:30px;gap:12px;flex-wrap:wrap}
.fc-calculator .btn-p {background:var(--red);color:#fff;border:none;padding:15px 36px;font-size:11px;font-weight:700;cursor:pointer;display:inline-flex;align-items:center;gap:10px;font-family:var(--sans);transition:all .2s;letter-spacing:.13em;text-transform:uppercase;text-decoration:none}
.fc-calculator .btn-p:hover {background:var(--red-deep);box-shadow:0 4px 24px var(--red-glow)}
.fc-calculator .btn-s {background:transparent;color:var(--slate);border:1px solid var(--pebble);padding:14px 28px;font-size:10px;font-weight:600;cursor:pointer;display:inline-flex;align-items:center;gap:8px;font-family:var(--sans);transition:all .18s;letter-spacing:.12em;text-transform:uppercase}
.fc-calculator .btn-s:hover {border-color:var(--slate);color:var(--ink)}
.fc-calculator .btn-wa {background:#25D366;color:#fff;border:none;padding:15px 26px;font-size:11px;font-weight:700;cursor:pointer;display:inline-flex;align-items:center;gap:9px;font-family:var(--sans);letter-spacing:.1em;text-transform:uppercase;text-decoration:none;transition:background .18s}
.fc-calculator .btn-wa:hover {background:#1da853}
.fc-calculator .btn-ghost {background:var(--stone);color:var(--slate);border:1px solid var(--pebble);padding:14px 22px;font-size:10px;font-weight:600;cursor:pointer;font-family:var(--sans);display:inline-flex;align-items:center;gap:7px;letter-spacing:.1em;text-transform:uppercase}
.fc-calculator .rbanner {background:var(--black);padding:26px 30px;display:flex;align-items:center;gap:18px;margin-bottom:20px;border-left:3px solid var(--red);border-radius:var(--r-lg)}
.fc-calculator .rb-ico {width:46px;height:46px;background:var(--red);display:flex;align-items:center;justify-content:center;font-size:21px;color:#fff;flex-shrink:0;border-radius:var(--r)}
.fc-calculator .rb-title {font-family:inherit;font-weight:800;font-size:21px;color:#fff;margin-bottom:3px}
.fc-calculator .rb-sub {font-size:12px;color:rgba(255,255,255,.4);font-family:var(--sans)}
.fc-calculator .rstats {display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:20px}
.fc-calculator .rs {background:#fff;border:1px solid var(--pebble);border-radius:var(--r-lg);padding:15px 17px;text-align:center;box-shadow:var(--sx)}
.fc-calculator .rs-lbl {font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:var(--mist);margin-bottom:5px;font-family:var(--sans)}
.fc-calculator .rs-val {font-family:inherit;font-weight:800;font-size:19px;color:var(--ink)}
.fc-calculator .rs-val.red {color:var(--red)}
.fc-calculator .plan-card {border:1px solid var(--pebble);border-radius:var(--r-xl);margin-bottom:14px;background:#fff;box-shadow:var(--sx);transition:box-shadow .2s;overflow:hidden}
.fc-calculator .plan-card:hover {box-shadow:var(--sm)}
.fc-calculator .plan-card.winner {border-color:var(--red);border-width:2px;box-shadow:0 0 0 4px var(--red-glow)}
.fc-calculator .plan-top {padding:22px 26px 0;display:flex;align-items:center;gap:18px}
.fc-calculator .plan-btm {padding:16px 26px 26px}
.fc-calculator .ins-logo {width:180px;height:64px;display:flex;align-items:center;justify-content:center;border-radius:var(--r-lg);flex-shrink:0;overflow:hidden;padding:10px 14px;background:#fff;border:1px solid var(--pebble)}
.fc-calculator .ins-logo img {width:100%;height:100%;object-fit:contain;display:block}
.fc-calculator .ins-logo {width:190px;height:68px;display:flex;align-items:center;justify-content:center;border-radius:var(--r-lg);flex-shrink:0;overflow:hidden;padding:10px 16px;background:#fff;border:1px solid var(--pebble)}
.fc-calculator .ins-logo img {width:100%;height:100%;object-fit:contain;display:block}
.fc-calculator .plan-meta {flex:1;min-width:0;display:flex;flex-direction:column;justify-content:center}
.fc-calculator .plan-name {font-family:inherit;font-weight:800;font-size:18px;color:var(--ink);margin-bottom:4px}
.fc-calculator .plan-issuer {font-size:10px;color:var(--mist);text-transform:uppercase;letter-spacing:.09em;font-family:var(--sans)}
.fc-calculator .win-badge {display:inline-flex;align-items:center;gap:5px;background:var(--gold);color:#fff;font-size:9px;font-weight:700;padding:5px 12px;text-transform:uppercase;letter-spacing:.1em;font-family:var(--sans);margin-left:auto;flex-shrink:0}
.fc-calculator .plan-div {height:1px;background:var(--pebble);margin:18px 26px 0}
.fc-calculator .prow {display:flex;align-items:center;justify-content:space-between;padding:13px 0;border-bottom:1px solid var(--pebble)}
.fc-calculator .prow:last-of-type {border-bottom:none}
.fc-calculator .prow.hl {background:var(--red-soft);margin:0 -26px;padding:13px 26px;border-bottom:none}
.fc-calculator .pr-lbl {font-size:14px;color:var(--ink);font-weight:500}
.fc-calculator .pr-lbl small {display:block;font-size:10px;color:var(--mist);margin-top:1px;font-family:var(--sans);letter-spacing:.03em}
.fc-calculator .pr-price {text-align:right}
.fc-calculator .pr-amt {font-family:inherit;font-weight:800;font-size:22px;color:var(--black)}
.fc-calculator .pr-amt.red {color:var(--black)}
.fc-calculator .pr-pm {font-size:10px;color:var(--mist);display:block;margin-top:1px;font-family:var(--sans)}
.fc-calculator .plan-feats {display:flex;flex-wrap:wrap;gap:6px;margin-top:16px}
.fc-calculator .feat {display:inline-flex;align-items:center;gap:5px;font-size:11px;color:var(--slate);border:1px solid var(--pebble);padding:4px 10px;font-family:var(--sans)}
.fc-calculator .feat i {font-size:12px;color:var(--red)}
.fc-calculator .choose-btn {width:100%;padding:13px;background:var(--ink);color:#fff;border:none;font-size:11px;font-weight:700;cursor:pointer;font-family:var(--sans);transition:all .2s;display:flex;align-items:center;justify-content:center;gap:10px;margin-top:16px;letter-spacing:.13em;text-transform:uppercase}
.fc-calculator .choose-btn:hover {background:var(--red)}
.fc-calculator .met-grid {display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:14px}
.fc-calculator .met-btn {padding:13px 14px;border:1.5px solid var(--pebble);background:#fff;cursor:pointer;text-align:left;transition:all .18s;font-family:var(--sans);border-radius:var(--r)}
.fc-calculator .met-btn:hover {border-color:var(--red);background:var(--red-soft)}
.fc-calculator .mb-type {font-size:10px;font-weight:700;color:var(--ink);display:block;margin-bottom:4px;letter-spacing:.06em;text-transform:uppercase}
.fc-calculator .mb-price {font-family:inherit;font-weight:800;font-size:18px;color:var(--red)}
.fc-calculator .mb-sub {font-size:10px;color:var(--mist)}
.fc-calculator .conf-hero {background:#fff;border:1px solid var(--pebble);padding:32px 36px;color:var(--ink);margin-bottom:16px;position:relative;overflow:hidden;border-radius:var(--r-xl);box-shadow:var(--scard)}
.fc-calculator .conf-hero::before {content:"";position:absolute;inset:0;background:radial-gradient(ellipse 55% 110% at 95% 50%,rgba(232,25,15,.06) 0%,transparent 65%);pointer-events:none}
.fc-calculator .conf-eyebrow {font-size:9px;font-weight:700;color:var(--red);text-transform:uppercase;letter-spacing:.18em;margin-bottom:10px;font-family:var(--sans);position:relative}
.fc-calculator .conf-amount {font-family:inherit;font-weight:800;font-size:clamp(50px,7vw,72px);color:var(--black);line-height:1;letter-spacing:-.02em;position:relative}
.fc-calculator .conf-pm {font-size:13px;color:var(--slate);margin-top:4px;letter-spacing:.06em;font-family:var(--sans);position:relative}
.fc-calculator .conf-pill {display:inline-flex;align-items:center;gap:7px;margin-top:16px;background:rgba(184,146,42,.1);border:1px solid rgba(184,146,42,.25);padding:7px 18px;font-size:9px;font-weight:700;color:rgba(184,146,42,.85);letter-spacing:.14em;text-transform:uppercase;font-family:var(--sans);position:relative}
.fc-calculator .conf-grid {display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:20px}
.fc-calculator .ci {background:#fff;border:1px solid var(--pebble);border-radius:var(--r-lg);padding:13px 15px;box-shadow:var(--sx)}
.fc-calculator .ci-lbl {font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--mist);margin-bottom:4px;font-family:var(--sans)}
.fc-calculator .ci-val {font-size:14px;font-weight:500;color:var(--ink);font-family:var(--sans)}
.fc-calculator .ci-val.red {color:var(--black);font-family:inherit;font-weight:800;font-size:15px}
@media(max-width:640px){
.fc-calculator .hero-inner {flex-direction:column;padding-bottom:36px}
.fc-calculator .hero-stats {display:none}
.fc-calculator .fg {grid-template-columns:1fr}
.fc-calculator .type-grid {grid-template-columns:1fr}
.fc-calculator .cvr-grid {grid-template-columns:repeat(4,1fr)}
.fc-calculator .rstats {grid-template-columns:1fr 1fr}
.fc-calculator .mrow {grid-template-columns:1fr 1fr}
.fc-calculator .mrow .mf:nth-child(3) {grid-column:1/-1}
.fc-calculator .met-grid {grid-template-columns:1fr}
.fc-calculator .btn-row {flex-direction:column-reverse;align-items:stretch}
.fc-calculator .btn-row>* {text-align:center;justify-content:center}
.fc-calculator .conf-grid {grid-template-columns:1fr}
}